In the midst of the holiday season and the rush to the end of the year, Klingenstein Fields Advisors would like to wish everyone the happiest of holidays, filled with peace and joy. We are truly honored by the confidence you continue to place in us as your trusted advisor and look forward to working with you in the year ahead. You may have questions regarding 2017 taxes, final philanthropic giving or other transactions you would like to make before the year ends. As always, we are here to help. You may also be anticipating changes in your personal or business situation in the coming year that may affect your wealth plan. We would be happy to discuss any potential changes and provide guidance on the impact it may have and recommended adjustments to your plan.