As the first candle is lit this evening to mark the start of Hanukkah, we wish everyone eight happy nights of celebration filled with delicious potato latkes and always landing on “gimel” when playing dreidel! Whether you celebrate the “festival of lights,” look forward to a very Merry Christmas, follow the festive traditions of Kwanzaa or observe another holiday or tradition this time of year, we hope you have a peaceful and relaxing season. This has been a challenging year for all, and our thoughts are with those who have been personally affected. We are all in this together. We appreciate the confidence you place in us as your trusted advisor and look forward to working with you in the future.